Merchant Capital

Apply for Business
Funding |

We offer fast, flexible growth funding to established South African SMEs looking to pursue their next phase of growth, with repayment options that fit your business. (Shari’ah Certified Option: Available on request)

Proudly Partnered with Merchant Capital

Helping You Access Fast Business Funding Through Our Partnership with Merchant Capital

We’ve partnered with Merchant Capital to bring you a flexible funding solution tailored to your business’s unique needs — with access to working capital in as little as 48 hours.

Whether you’re looking to grow, cover short-term expenses, or invest in upgrades, this solution offers quick, asset-free funding — no collateral, no complex paperwork.

Why Choose This Funding Solution?

With over a decade of hands-on experience across various industries, we’re uniquely equipped to provide the specialised funding and insights you need to confidently scale your business and achieve lasting growth

Asset-Free Capital

_____________

No need to secure your loan with personal or business assets.

Asset-Free Capital

_____________

No need to secure your loan with personal or business assets.

Flexible Repayment

_____________

Repay as your business earns – daily or weekly options tied to your cash flow.

Flexible Repayment

_____________

Repay as your business earns – daily or weekly options tied to your cash flow.

Ethical Options Available

_____________

Shari’ah-Certified funding available for businesses seeking interest-free, Islamic-compliant finance.

Ethical Options Available

_____________

Shari’ah-Certified funding available for businesses seeking interest-free, Islamic-compliant finance.

Transparent and Simple

_____________

Fixed costs disclosed upfront — no hidden fees.

Transparent and Simple

____________________

Fixed costs disclosed upfront — no hidden fees.

The Offering Includes

Who Qualifies?

You may qualify if your business meets the following

Industry

SMEs in retail, wholesale, manufacturing, healthcare, restaurants, electronics, fuel stations, building & hardware, beauty salons, and more

Monthly Turnover

R50,000 or more

Business Age

Minimum of 12 months trading history

Ownership

South African citizen or guarantor

What Can It Be Used For?

Business renovations or upgrades

 _____________

Business renovations or upgrades

_____________

Purchasing stock or equipment

_____________

Purchasing stock or equipment

_____________

Covering expenses and deposits

_____________

Covering expenses and deposits

_____________

Supplementing traditional bank finance

_____________

Supplementing traditional bank finance

_____________

Strengthen your cash flow for daily needs

_____________

Strengthen your cash flow for daily needs

_____________

Call Me Back

THE ADVISORY FIRM (PTY) LTD.

AN AUTHORISED FINANCIAL SERVICE PROVIDER

Reg No 2017/300927/07

FSP NO 48726

CMS ORG NO 4648

14 Harvard Drive, Lansdowne, Cape Town, 7780

info@advisoryfirm.co.za

(+27) 21 797 0814

Social Links

© 2026 All Rights Reserved